Where tomorrow's technology
meets yesterday's service
Home Ownership Doesn't have to be difficult....
Whether you're a first home buyer, buying your first investment home, or simply refinancing to save money, the process need not be difficult.
So it's time to relax, & take a deep breath.
Whilst it's true that government regulations have doubled the paperwork, you dont have to stress about the process, as we're here to do the heavy lifting for you.
We'll take you through the process from the very first piece of paper, to the settlement of your loan ( & beyond) - start to finish.
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How much Deposit do I need?
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Who has the best rate & right loan for me?
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How much will it cost me per week?
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When I look for my home, what price range can I afford?
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Do I qualify for a First Home Owner Grant?
No question is a silly question! Whatever question you need answered, is an important one.
I just want better than I've been getting.....
Are you paying more interest than you need to?.....you already know the answer
Recently we've been able to save some of our new clients (2 different couples) almost $10,000 per year in interest payments!
Whilst such a large amount isn't common; reducing the amount of interest clients pay is. It's better than getting an equivalent pay rise.
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Did you know that Bank's have multiple variable rates (some they advertise more than others)? We'll open up access to the bank's full range of interest rates & how you can best make them work to your advantage. Our software is updated numerous times per day.
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How can I get my home loan to reduce quicker? There are a number of options/ways we can achieve this; and we're happy to share this info (Educating our clients enables them to make better decisions - and we enjoy doing it). Most methods involve additional payments on a regular basis - but it may not require as much as you think.
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Should I go fixed or variable? Depends on your circumstances, but you dont necesaarily need to choose one or the other. We can also the possibility of a 'hybrid'; with some of your loan on variable and another portion on fixed - the best of both worlds in some cases....
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If I'm a first home buyer, do i get any First Home Owners Grant from the government? This changes from time to time; so we suggest you drop us an email, or even sms Wayne, and he can give you the latest update. For our clients we lodge the FHOG on your behalf via the lender of your choosing. Remember, you're never alone in the process when you're a Silver Star client - that's why our existing clients refer people to us.
How much would it cost to buy a house worth $........., with $40,000 in savings?
Contacting Us....
Ask for Wayne....
Hours
Monday - Friday
8:30 am to 10:30 pm
After hours appointments are just part of the service.
I want to stay with the same lender, but negotiate a better % rate. Can Silver Star do the negotiations for me?
Yes we can, if you're an existing client (the Bank then has authorisation to discuss it with us); or once you've become a client, we can then do the negotiations on your behalf.
I have multiple properties, and am self employed. My situation is a bit more complex....
30+ years of experience, means we've seen a lot of scenarios! Wayne has experience over this time in Commercial, Rural, & Home Lending, as a Broker & previously as a Bank Manager & Commercial Lending Manager. Happy to talk through any scenarios you can come up with; that's part of what makes the job interesting...
